Chapter 1 An Overview of Commercial Banks …………… 1
Section 1 Introduction to Commercial Banks………………………… 2
Section 2 Organizational Structure of Banks… …………………… 11
Section 3 Functions of Commercial Banks… ……………………… 22
Section 4 Bank Supervision………………………………………… 25
Chapter 2 Management of Capital…………………………41
Section 1 Introduction ……………………………………………… 42
Section 2 Basel Accords… ………………………………………… 46
Section 3 Planning to Meet Capital Needs… ……………………… 58
Chapter 3 Management of Liquidity and Reserve … ……77
Section 1 Introduction……………………………………………… 78
Section 2 The Demand for and Supply of Liquidity………………… 79
Section 3 Strategies for Liquidity Management…………………… 81
Section 4 Estimating Liquidity Needs……………………………… 85
Section 5 Legal Reserve and Management of Money Position… … 90
Chapter 4 Management of Liabilities…………………… 105
Section 1 Overview of Liabilities…………………………………… 106
Section 2 Bank Deposits… ………………………………………… 108
Section 3 Bank Borrowings… ……………………………………… 121
Chapter 5 Management of Loans … …………………… 143
Section 1 Loans and Loan Policies… ……………………………… 144
Section 2 Loan Procedures… ……………………………………… 148
Section 3 Loan Types… …………………………………………… 151
Section 4 Loan Evaluation… ……………………………………… 156
Section 5 Loan Pricing… …………………………………………… 163
Section 6 Loan Risk Management… ……………………………… 166
Section 7 An Overview of Securitization of Loans… ……………… 171
Chapter 6 Off-balance Sheet Business … ……………… 189
Section 1 Risk-free Off-balance Sheet Business… ………………… 190
Section 2 Risky Off-balance Sheet Business………………………… 203
Chapter 7 Risk Management and Internal Control …… 227
Section 1 Introduction……………………………………………… 228
Section 2 Risk Types………………………………………………… 230
Section 3 Risk Management … …………………………………… 237
Section 4 Internal Control … ……………………………………… 246
練習(xí)題答案………………………………………………… 265
參考文獻(xiàn)…………………………………………………… 269